People will always need banking but now, more than ever, we’re beginning to see that people don’t necessarily need banks. Emerging apps such as Pei offer consumers opportunities to grow their finances without relying on credit card companies. In this episode of the Bitcoin Magazine Podcast, Dave Hollerith interviews Tom Bachar, co-founder and CEO of Pei, to find out how that’s possible.
Pei is a mobile card-linked, cash-back app with banking functionalities that helps people save money. Users link their existing debit or credit cards to the app and then, when they make purchases at select merchants, get rewarded in BTC or cash.
Beyond diving into what services Pei offers to users, the two discuss how it makes money and how it treats user data.
Follow Bachar and Hollerith on Twitter. And read more about the Pei app and consider another opinion.
This podcast content is for informational purposes only. You should not construe any such information or other material as legal, tax, investment, financial or other advice. Nothing contained in this presentation constitutes a solicitation, recommendation, endorsement or offer by BTC Media, The Let’s Talk Bitcoin Network or any third-party service provider to buy or sell any securities or other financial instruments.
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A Blockchain is a growing list of records, called blocks, which are linked using cryptography. Cryptography is the practice and study of techniques for secure communication in the presence of third party adversaries. Cryptocurrency is a digital currency that uses encryption (cryptography) to regulate the generation of currency and verify the transfer of funds, independently of a central bank.
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